
Investment Opportunity
Start earning attractive, reliable returns—paid quarterly—with as little as $1,000. Carefully selected, mortgage-secured loans to premium senior living facilities.

Income Generator - A proven investment strategy
With over two decades of experience delivering reliable returns, investors like you have trusted us for years to provide a stable, dependable income stream.
1.
Investors entrust their capital with Senior Trust.
2.
Strict lending criteria used, to select premium facilities to fund.
3.
Lending approved and secured by bricks and mortar mortgages.
4.
Interest earned on lending return.
5.
Income paid to investors or reinvested to earn compounding returns.
The Manager - Senior Trust Management Ltd (STML)
Most commonly asked questions:
What are the tax implications?
Can I reinvest my Distribution to earn compounding returns?
What is the minimum investment to get started?
What if I need my money back?
Our lending policy
"Retirement Villages and Aged Care Facilities at the early stage of a development (which may include bare land) do not generate any cash inflows (they do not have income generating capacity) but may obtain further loan drawdowns from other lenders to pay interest to Senior Trust. They only generate income and produce cash when units have been developed to sell. Therefore, when the Company reviews a potential lending facility it considers all the cashflow requirements to enable the retirement village to deliver on its master development plan. The Retirement Village will drawdown from the Company all non-interest related costs. These are the only costs that can be drawn down under the Company’s new business model. However, the Borrower may be permitted to retain a portion of the settlement receipts to pay their interest costs to the Company.”
Maximum
75% limit
Our conservative approach limits lending to any one senior living facility to a maximum of 75% of the independent registered valuation.
Committed borrowers
We select only capable, experienced operators with a substantial financial commitment.
Proven demographic demand
Our extensive due diligence ensures the location of the property shows proven demographic demand.
Mortgage-backed
security
Protection of investor return is paramount – we offer the security and tangibility of bricks & mortar investment.