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Our aim: to deliver investors attractive, quarterly payments, through carefully selected, mortgage-secured loans to premium senior living facilities.

Many of our investors have been with us for a number of years as we continue to deliver a stable, reliable income stream. They have peace of mind knowing their investment is secured - as with typical bank mortgages - by quality senior living assets.

Proven Strategy

Income Generator - A proven investment strategy

Utilising over two decades of experience delivering reliable returns. This is how it works:


Investors entrust their capital with Senior Trust.


Strict lending criteria used, to select premium facilities to fund.


Lending approved and secured by bricks and mortar mortgages.


Interest earned on lending return.


Income paid to investors or reinvested to earn compounding returns.

The Manager - Senior Trust Management Ltd (STML)

Most commonly asked questions:

What are the tax implications?

Can I reinvest my Distribution to earn compounding returns?

What is the minimum investment to get started?

What if I need my money back?

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Track Record

Solid quarterly returns for investors

Proven track record of investor income paid at or above, targeted distribution rate, PIE taxed.

Lending Policy

Our lending policy

Strict lending criteria developed over the past two decades, protects our investors’ returns, while contributing to quality senior living housing stock.

75% limit

Our conservative approach limits lending to any one senior living facility to a maximum of 75% of the independent registered valuation.

Committed borrowers

We select only capable, experienced operators with a substantial financial commitment.

Proven demographic demand

Our extensive due diligence ensures the location of the property shows proven demographic demand.


Protection of investor return is paramount – we offer the security and tangibility of bricks & mortar investment.

We have the ability to provide continuity of funding long-term.
If you have a lending requirement and fit this criteria, please get in touch to discuss.

Our lending portfolio

Lending to high quality senior living and aged care facilities, in demographically-driven locations from Kerikeri to Wanaka.

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Lending Portfolio
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"I have been an investor with Senior Trust for many years. I recently needed money urgently to buy a car and was able to do so quickly and efficiently using the Income Generator buy back facility."

David, Horowhenua

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