top of page
Invest_Botanic_landscaping wide.png
Investing

Investment Opportunity

Start earning attractive, reliable returns—paid quarterly—with as little as $1,000. Carefully selected, mortgage-secured loans to premium senior living facilities.

Proven Strategy

Income Generator - A proven investment strategy

With over two decades of experience delivering reliable returns, investors like you have trusted us for years to provide a stable, dependable income stream.

1.

Investors entrust their capital with Senior Trust.

2.

Strict lending criteria used, to select premium facilities to fund.

3.

Lending approved and secured by bricks and mortar mortgages.

4.

Interest earned on lending return.

5.

Income paid to investors or reinvested to earn compounding returns.

The Manager - Senior Trust Management Ltd (STML)

Most commonly asked questions:

What are the tax implications?

Can I reinvest my Distribution to earn compounding returns?

What is the minimum investment to get started?

What if I need my money back?

Get More Info.jpg
Become Investor.jpg

Explore The Opportunity Today

Track Record
Lending Policy

Our lending policy

"Retirement Villages and Aged Care Facilities at the early stage of a development (which may include bare land) do not generate any cash inflows (they do not have income generating capacity) but may obtain further loan drawdowns from other lenders to pay interest to Senior Trust.  They only generate income and produce cash when units have been developed to sell.  Therefore, when the Company reviews a potential lending facility it considers all the cashflow requirements to enable the retirement village to deliver on its master development plan.  The Retirement Village will drawdown from the Company all non-interest related costs. These are the only costs that can be drawn down under the Company’s new business model. However, the Borrower may be permitted to retain a portion of the settlement receipts to pay their interest costs to the Company.”

Maximum
75% limit

Our conservative approach limits lending to any one senior living facility to a maximum of 75% of the independent registered valuation.

Committed borrowers

We select only capable, experienced operators with a substantial financial commitment.

Proven demographic demand

Our extensive due diligence ensures the location of the property shows proven demographic demand.

Mortgage-backed
security

Protection of investor return is paramount – we offer the security and tangibility of bricks & mortar investment.

We have the ability to provide continuity of funding long-term.
If you have a lending requirement and fit this criteria, please get in touch to discuss.

Our lending portfolio

Lending to high quality senior living and aged care facilities, in demographically-driven locations from Kerikeri to Wanaka.

Quail Ridge - Screen copy-04 COL_2x.png
iStock-590611146 COL_1_2x.png
Roys Bay - Full Render 2305843009213946615 COL 3 med_2x.png
49[1][1] COL_1 med_2x.png
Lending Portfolio
lady handing keys to old man in car

"I have been an investor with Senior Trust for many years. I recently needed money urgently to buy a car and was able to do so quickly and efficiently using the Income Generator buy back facility."

David, Horowhenua

When investing, past performance is no guarantee of future performance. A minimum subscription of $1,000 applies. Applications will only be received on the application form supplied with the Product Disclosure Statement (PDS).

 

Please read the PDS before investing. Note that the definition of "Retirement Village" used in the PDS is wider than a village which is registered under the Retirement Villages Act and includes other types of residential accommodation for persons above a defined age. The latest information about our current loans is set out in the ‘Table of Loans’ document on the Disclose Register.

Our distribution policy is set at the discretion of the directors and is not a fixed rate of return. Payment of distributions is not guaranteed. We recommend you seek financial advice relevant to your circumstances.
 

*Senior Trust Retirement Village Income Generator Limited is not licensed by a New Zealand regulator to provide the service of issuing Shares. Senior Trust's registration on the New Zealand register of financial service providers or membership of the Financial Services Complaints Ltd (FSCL) - A Financial Ombudsman Service does not mean that Senior Trust is subject to active regulation or oversight by a New Zealand regulator.

SENIOR TRUST RETIREMENT VILLAGE INCOME GENERATOR LIMITED

Registered Office:

Level 1, 20 Beaumont Street, Freemans Bay, Auckland, 1010

Postal Address:

The Directors, PO Box 113120, Newmarket, Auckland, 1149

Copyright © Senior Trust. All rights reserved.

bottom of page