Current Portfolio of Loans


Just a few minutes walk to  Orewa Beach and shopping centre.

The planned 81 apartments in The Grove have been  designed for active, social lifestyles. There’s a modern kitchen for entertaining, plenty of room for guests, and high stud ceilings. 

The Grove has an on-site café and bar for a morning coffee. The village has a lounge and library, landscaped gardens, a gym and entertainment room. Click on the image to view more. 

At The Grove you can live life as independently as you ever have, knowing that if your circumstances change, there will be care at hand. From small day-to-day tasks such as shopping, cleaning or transport, to more complex assistance, there's a range of on-site care services available should you ever need them.

Forest Glen Limited Partnership

Forest Glen is resource consented to provide 113 apartments of mixed size, with 105 on-site carparks, as well as a full range of amenities, in park-like settings adjacent to the Nukumea Stream Reserve on Orewa’s northern border. Orewa is one of Auckland fasted growing locales offering proximity to the Auckland via the northern motorway along with the ambience of seaside village and access to the stunning ocean beach.

The site is resource consented, flat and ready for site works. The buildings will be orientated to the north and east for maximum sunlight and have a scenic outlook to sea and reserve views.

Orewa is preferred destination for Auckland retirees who seek the ambience of an ocean beach location combined with close proximity to the city.

The plans envisage an under road pathway along the Reserve boundary to provide easy access to Orewa Beach 


Forest Glen Limited Partnership is a Joint venture between STC Orewa a wholly owned subsidiary of Senior Trust Capital Limited and interests associated with Brendan Coghlan an experienced residential builder who has a built more 400 dwellings in the local area.

Quail Ridge Country Club

Located in Keri Keri, Bay of Islands, Quail Ridge Country Club is a growing retirement village aimed at the higher-end retiree market. The village is situated at 82 Rainbow Falls Road, Keri Keri and is approximately 5km northwest of the town centre. It is being developed by long-time local landowners Don and Jill Cottle who are supported by an experienced retirement village management team. Their vision is for a premium village  where people could enjoy space and freedom, high quality homes and beautifully landscaped gardens, and with 45 acres to work with, they have had the room to fulfil the vision.

The village, as it is currently planned, includes 273 residential units comprising of:

  • 207 houses - either stand alone, duplexes or triplexes

  • 2 apartment blocks of 12 apartments in each

  • 40 bed care facility

A central, standalone clubhouse for use by all residents is planned to with facilities to include:

  • Restaurant, bar and resident kitchen

  • Gym and pool complex

  • Administration offices

  • Recreational areas for residents

  • Front entrance and car parking


The village is being constructed to a high specification and has been experiencing strong demand for the beautifully crafted villas.

The team’s ability to deliver customised, quality dwellings in a beautifully landscaped environment has resulted in premium sale prices and strong market acceptance.

The Income Generator has agreed loan terms with Quail Ridge Country Club, with the loans expected to commence early 2021. 

Ranfurly Residential Care

Ranfurly Residential Care Centre (“Ranfurly”) is a brand new, purpose-built aged care facility providing long term, respite and daycare to the residents of Feilding and surrounding areas. Ranfurly offers three levels of residential care, predominantly Hospital-Level Care due to high demand. They also have a Dementia unit, internal residential care apartments & external independent living units. The facility has registered nurses working 24 hours a day, 7 days a week. 


The care centre has 74 care and hospital level rooms, in addition to 20 beds in the specialised Dementia level care unit for residents who need to be cared for in a restricted / secure environment. To complement these levels of care there are the Residential Care Suites, which are License to Occupy (LTO) apartments. 


Ranfurly enjoys an excellent reputation in the community and has an experienced and skilled team of staff who are passionate about delivering a high standard of care to their residents. 


Ranfurly is operated by Promisia Integrative Limited, a New Zealand company listed on the NZX Main Board. The company has interests in a number of other aged care facilities and the Promisia Board believes that the aged care sector will provide them with stable cash flows, sustainable profits, and growth through new developments and acquisitions.


Roys Bay is a unique development offering a mix of affordable single-level units and townhouses. Using quality materials and designed to complement the alpine environment, the development will have 73 units when complete.

At its heart is a clubhouse facility with lounge and bar facilities, an intimate theatre, and gym, sauna and spa. This relaxed and secure community environment is a unique offering for Wanaka. 


The property is a comfortable 10-15 minute flat walk to the centre of Wanaka. Bordered by a row of mature Ash trees along Mt Aspiring Drive, there’s always a burst of stunning autumn colour each year.


Landscaping across the gently sloping site is in keeping with the natural alpine environment, comprising low shrubs and grassed areas that will be maintained by the body corporate. Being close to the lake, the property has expansive views up to the adjacent mountain ranges with views changing depending on the position and aspect of each unit.


This gently sloping 1.5 hectare site has expansive views up to the mountain ranges, with views changing depending on the position and aspect of each unit.

Set only one block back from the lake, with access from Kelliher Drive, the property features 73 units.  Single level dwellings are arranged as adjoining units of two, and the double-storey blocks have either two or three townhouses on the ground level, and the same number on the first floor.


Amberley, a long-established rural centre 50km north of Christchurch, is enjoying significant growth driven by the population shift to the North. It is well located with a short drive time to Amberley Golf Course and within walking distance of the neighbourhood retail centre. There are mountain views to the north and south, with Amberley Beach close by.


The proposed village will take advantage of a flat site close to amenities. The Village is to be managed by HPA Group who intend to construct 250 villas and care facilities for 72 occupants. 


Clyde, a historic and picturesque town in Central Otago, has experienced strong demand for available properties and land values have increased substantially over the past five years.

A consortium of local land owners and HPA Group intend to take advantage of an expansive site, located to the south east of the existing residential development at Clyde and close to the local hospital, by developing a retirement village comprising of 120 dwellings and 70 care units.


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Thank you for your interest.